It allows you to instantly send and receive funds between two US bank accounts, without fees. Products and services include:Checking AccountsSavings AccountsCertificates of DepositMortgage LoansPersonal LoansCommercial LoansATM ServicesIBC Bank Online with Bill Pay24-Hour Banking by Phone on IBC Voice7-Day BankingExtended Banking HoursInvestments**Insurance Policies***Trusts and Estate PlanningLetters of CreditForeign ExchangeWire TransfersInternational Trade ServicesPersonal Private BankingTrusts and Estate PlanningLetters of CreditForeign ExchangeWire TransfersInternational Trade ServicesPersonal Private Banking**Not FDIC insured. IBC needs to consider bringing this Zelle option to its mobile app, but there is no indication yet if it is planned for the future. Zelle does not accept debit cards associated with international deposit accounts or any credit cards. However, some banks have integrated Zelle on their online banking platform. your IBC bank account has been registered with the relevant US mobile number or email with the debit card. Select SVB Private as your financial institution. But that is not the end of the road. Link your PlainsCapital Bank Mastercard with Apple Pay, Samsung Pay or Google Pay for quick, convenient and secure payments from your mobile device. 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